Electronic Communications Agreement

Consent for Electronic Signatures, Records, and Disclosures ("E-Consent")

Please read this information carefully and print a copy and/or retain this information for future reference.

Introduction

To provide our services, we need your consent to use and accept electronic signatures, records, and disclosures (“E-Consent”) from us and our trusted affiliates and partners (collectively, “us” or “we”). This form notifies you of your E-Consent rights. By clicking "I Consent" or its equivalent, you acknowledge that you have received this E-Consent Agreement and you agree to its terms, including to conduct transactions by using electronic disclosures, electronic records, and electronic contract documents ("Disclosures").

Option for Paper or Non-Electronic Records

You may request any Disclosures in paper copy by email (info@westbaycash.com), or by mailing your written request to West Bay Cash, 9435 Lorton Market St Suite 762 Lorton, VA 22079. We will provide paper copies at no charge. We will retain all Disclosures as applicable law requires.

Scope of Consent

This E-Consent Agreement applies to all of our online interactions, including those on any mobile device. In most cases, we will process your information and communicate with you electronically. I expressly authorize the third party lender I am matched with to share among its affiliates, loan servicers, and bank partners any transaction history related to my financial products or services received or serviced through the third party lender for the purpose of evaluating me for credit.

Consenting to Do Business Electronically

Before you decide to do business electronically, you should consider whether you have the required hardware and software capabilities described below.

Hardware and Software Requirements

To access and retain the Disclosures electronically, you will need the following computer software and hardware: A PC or MAC compatible computer or other device capable of accessing the Internet, access to an e-mail account, and an Internet Browser software program that supports at least 128 bit encryption, such as Microsoft® Internet Explorer, Netscape® or Mozilla Firefox®. To read some documents, you may need a PDF file reader like Adobe® Acrobat Reader Xpdf® or Foxit®. If these requirements change while you are maintaining an active relationship with us and the change creates a material risk that you may not be able to receive Disclosures electronically, we will notify you of these changes. You will need a printer or a long-term storage device, such as your computer's disk drive, to retain a copy of the Disclosures for future reference. You may send us your written questions regarding the hardware and software requirements by mail to West Bay Cash, 9435 Lorton Market St Suite 762 Lorton, VA 22079.

Withdrawing Consent

You are free to withdraw this E-Consent at any time and at no charge. However, withdrawing consent could delay or prevent us from providing you our services. If at any time you wish to withdraw this E-Consent, you can send us your written request by mail to West Bay Cash, 9435 Lorton Market St Suite 762 Lorton, VA 22079, with the details. If you decide to withdraw this E-Consent, the legal effectiveness, validity, and enforceability of prior electronic Disclosures will not be affected.

Change to Your Contact Information

Please keep us informed of any change in your electronic address or mailing address. You may update such information by logging onto our website and providing the updated information. You may also send us your written update by mail to our address above.

Your Ability to Access Disclosures

YOU ACKNOWLEDGE THAT YOU CAN ACCESS THE DISCLOSURES IN THE DESIGNATED ELECTRONIC FORMATS DESCRIBED ABOVE.

Consent

BY CLICKING "I CONSENT" OR ITS EQUIVALENT, YOU ASSENT TO THIS AGREEMENT’S TERMS. YOU ACKNOWLEDGE YOU HAVE READ THIS INFORMATION ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO USING ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM AND TO DOING BUSINESS WITH US ELECTRONICALLY. YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER COPY OF THE ELECTRONIC RECORDS AND DISCLOSURES, WHICH WE WILL PROVIDE TO YOU AT NO CHARGE. IF YOU REFRAIN FROM PROCEEDING, THEN YOU NEITHER WISH TO USE ELECTRONIC SIGNATURES NOR CONDUCT TRANSACTIONS WITH YOU ELECTRONICALLY. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED TO RECEIVE SERVICES FROM US OVER THE INTERNET.