Cover dots
how it works dots_how_it_works

Here is how it works

We have a very quick, easy and transparent
3 step process for loans


Submit your information

Fill out our user-friendly form.


Lenders review your info

Lenders in our network will review and
may present you a loan offer.


Same day funding as much as $3000

Directly to your bank account! Yes, it's that simple.



NorthBay Cash has maintained the highest standards in customer service and security. Our mission is to help solve your short term financing needs and we will never use your information for any other purpose. We are proud members of the Online Lenders Alliance and the Community Financial Services Association, and enjoy an "A" rating from the Better Business Bureau.

At NorthBay Cash, we pride ourselves on doing business the right way on behalf of our customers.

faq dots

Our Faq's

Have any questions?

How do I qualify for funding?

Qualifying is based on a few key categories:

  1. Currently have a job (or receive regular income)
  2. Make at least $800 per month
  3. Are 18 years of age or older and a U.S. resident
  4. Have a checking account
  5. Other requirements may apply

Was I approved for funding?

If we were able to find you a lender, usually you will be redirected to the lender's site within 2 minutes. Some lenders may also call you to confirm your loan. If we were not able to find you a lender, you will see a message stating that.

Why do I have to provide my bank account information?

A bank account number and routing number is required for you to be connected to a lender. This cannot be circumvented and, is where funds if approved will be deposited

Why was I redirected to another site after submitting the application?

NorthBay Cash does not lend money or process loans. Upon approval, we redirect you to one of our approved lenders. You may be asked to provide additional information.

*NORTHBAYCASH.COM IS NOT A LENDER, does not broker loans to lenders and does not make cash advances or credit decisions. Our service is free to you (the loan applicant) and all repayment terms are between you and the lender. Individual lenders have varying loan terms, including the loan amount, APR, and repayment schedules. After you submit your information and if you are matched with a lender, will redirect you to the lender’s web site, where you will be able to review and agree to the lender's proposed terms and conditions. Please review the terms and conditions carefully. If you do not like the lender's proposed terms and conditions, do not proceed with the loan! In many cases, the lender will contact you to confirm your personal information and finalize the loan. They may contact you via telephone, email, text messages, etc. The lender may obtain your credit report to make a final decision. NORTHBAY CASH is a wholly owned subsidiary of FixMedia llc.

cloud cloud plant

Over 2 Million Customers Served and the numbers are growing

9 out of 10 customers have said they would refer us to their friends or family.

Get Started Now